- It is a meaningful combination of plans
to take insurance care of the entire family.
- The combination can be in 2-3 proportion
to make it real meaningful.
- Shri & Shrimatiji, both lives covered
under one single policy. ( two risks in
one policy )
- Premium for both the lives taken together
in this policy is too small as compared
to policies taken on both lives separately,
even if one life is covered under term
assurance.
- Even after the death of one partner
the surviving spouse continues to get
risk cover free of cost because of the
in built provisions.
PURPOSE OF THIS COMBINATION –
- The combination with 17 years premium
paying term takes care of the educational
and the professional life of the child.
- It has all dimensions of extra additions,
ie. Bonus, Final additional bonus, Guaranteed
Additions and the Loyalty Additions.
- The combination takes care of risk
cover of the entire family.
- Provision for sumptuous amount is made
for seeking admission to your ward at
age 19 years, and through out the education
the cash flow is on.
- Again at the starting in life a huge
amount is made available to him being
his own money.
- The combination pays back more than
the double what you have paid as the premiums.
Here’s how it works :
Profile – prudent family- parents
age 32 & 28 years, and Son 1 years.
Premium payable for only 17 years, Rs 36231
pa.
At age of child 19 years, a sum of Rs 4,43,400
and Rs 60,000 at age 21, Rs 90,000 at age
23 and 25 years, and at age 27 years a sum
of Rs 5,62,500.
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